Credmex: Préstamos de dinero for Android

Credmex: Préstamos de dinero is a personal finance app from the developer Credmex that lets adults in Mexico apply for a short-term loan directly from a phone. The problem it addresses is the paperwork and waiting that usually come with small credit: instead of visiting a branch with a folder of documents, you submit a request inside the app and, if approved, the money is meant to arrive the same day. The advertised range runs from 2,000 up to 50,000 pesos, with terms between 91 and 365 days and repayment schedules you pick yourself — weekly, biweekly or monthly. The developer states that no advance payment or commission is charged and that the full approved amount is deposited. Applications are accepted online around the clock, and the stated requirements are simple: be over 18, be Mexican, hold an INE or IFE document, and own a bank account in Mexico. The app is listed in the Finance category, weighs about 30 MB, needs Android 5.0 or newer, and the current version is 3.18.1, updated on 2026-02-02.

Key features

• Loan requests from 2,000 up to 50,000 pesos, with the approved amount depending on the information you provide and your credit score
• Repayment terms from 91 to 365 days
• Choice of payment frequency: weekly, biweekly or monthly, depending on the amount requested
• No proof of income and no endorsements required, according to the developer
• Online payment by bank transfer (SPEI) from your bank's app, free and available 24 hours a day
• Cash payment option at affiliate stores that can be checked inside the app
• Stated APR range from 31.03% to 372.41%, VAT not included, with zero commission
• On-time repayment can improve your credit score, possibly raising future limits and lowering rates

How to install

1. Tap the download button on this page to get the APK file.
2. When Android asks, allow your browser or file manager to install apps — this is the "Install unknown apps" setting.
3. Open the downloaded APK file; it is about 30 MB, so make sure you have enough free space.
4. Tap Install and wait for the process to finish. Your device must run Android 5.0 or newer.
5. Open the app and complete the identity and credit checks it requests.

What's new · 3.18.1

Version 3.18.1 of Credmex: Préstamos de dinero focuses on two main improvements. First, the loan application process has been optimized to be faster and more efficient, aiming for a smoother customer experience. Second, this update addresses several known issues, which should improve overall app stability and performance. No other functional changes or new features are mentioned in this release.

This app is aimed at adults living in Mexico who need a small, short-term loan and already have a bank account plus an INE or IFE document. It suits people who prefer applying from a phone over visiting a branch and who want to choose how often they repay. It is not a good fit for anyone who cannot repay on schedule, since the stated annual rates can be very high, or for users outside Mexico, because the requirements are tied to Mexican residency, identification and banking.

Before you accept anything, read the payment plan shown after your application and compare the total cost, not just the installment. Treat the example in the app's description as an illustration only — the developer notes it does not represent an actual approved amount or rate. Make payments only through the method shown inside the app, and be sceptical of payment references sent by other people. Keep your identification and bank details private, and remember that on-time repayment is what the developer says improves your score.

Credmex presents a straightforward way for adults in Mexico to request a short-term loan from a phone, with flexible repayment options and no commission according to the developer. Because the rates can climb high and the permissions are extensive, read the terms carefully and borrow only what you can repay.